FD PRO

Interactive FD & Auto-Renew Calculator

Simulate single-term & multi-cycle compounding rollovers (7 Days to 10 Years)
Quick Plans:
Senior: +0.50% p.a.
Indicative tenure slab rate applied (editable)
Rollover Mode
7 days × 52 cycles = 364 days (~1.00 Year)
+₹0.00 boost
Cycle 1 raw interest ₹0.62 rounds up to ₹1/- & compounds on ₹1,001
Tax: ₹0
Final Maturity Value
₹51,648.62
1st Cycle: ₹50,031.16
Total Interest & Yield
+₹1,648.62
Eff. Yield: 3.31% p.a.
Cumulative Duration
364 Days
52 Cycles (~1.00 Year)
Post-Tax Net Maturity
₹51,648.62
Net Gain: +₹1,648.62
Interactive Return Visualization
Principal Cumulative Interest
Cycle-by-Cycle Auto-Renew Ledger
Each cycle reinvests Previous Principal + Net Interest Earned
Cycle # Duration Opening Principal (₹) Raw Int. (₹) Credited Int. (₹) Closing Maturity (₹) Cumulative Gain (₹)
* Short-term deposits (< 181 days) compute simple interest per cycle on a 365-day basis; deposits ≥ 181 days compound quarterly per standard banking norms. With whole-rupee round-up enabled, fractional cycle interest (e.g., ₹0.62) rounds up to ₹1/- before auto-renew rollover.